Credit cards can make spending easier, but they can also be a source of confusion and anxiety. Two of the most popular credit cards are the Blue Cash Everyday Card from American Express and the Chase Freedom Unlimited Card. They both offer generous rewards and a variety of features, but they are quite different. In this article, we'll explore the differences and similarities between these two cards and help you decide which one is right for you.
Rewards
When comparing credit cards, the rewards are often the most important factor. The Blue Cash Everyday Card from American Express offers 3% cash back on U.S. supermarket purchases, 2% cash back on U.S. gas station purchases, and 1% cash back on other eligible purchases. The Chase Freedom Unlimited Card offers 1.5% cash back on all eligible purchases.The Blue Cash Everyday Card also offers an introductory bonus of $150 after spending $1,000 in the first three months, while the Chase Freedom Unlimited Card offers a $150 bonus after spending $500 in the first three months.
Fees and Interest Rates
Both cards have no annual fee. The Blue Cash Everyday Card from American Express has a variable APR of 16.24%-25.24%, while the Chase Freedom Unlimited Card has a variable APR of 16.49%-25.24%. Both cards also offer 0% interest for the first 15 months.
Additional Benefits
The Blue Cash Everyday Card from American Express offers a wide range of additional benefits, including purchase protection, extended warranty protection, rental car insurance, travel insurance, and access to a concierge service. The Chase Freedom Unlimited Card offers additional benefits such as purchase protection, extended warranty protection, and travel insurance.
Conclusion
The Blue Cash Everyday Card from American Express and the Chase Freedom Unlimited Card both offer generous rewards and a variety of features. The Blue Cash Everyday Card offers more generous rewards, but the Chase Freedom Unlimited Card offers more additional benefits. If you are looking for a card with generous rewards and additional benefits, either card could be a good choice.
Closing Message
Deciding which credit card is right for you can be difficult. Both the Blue Cash Everyday Card from American Express and the Chase Freedom Unlimited Card offer great rewards and additional benefits. Ultimately, the best card for you will depend on your spending habits and needs. Do your research and compare the features of each card before making a decision.